Here’s When Clark Howard Plans to Travel Again

Clark says that no one wants to travel afraid. It takes all of the joy and relaxation out of a vacation.

“My wife and I are holding reservations for travel for our 25th wedding anniversary in October. I booked a really fancy trip,” he says.

But Clark’s wife Lane says their final decision to go — or not — will depend on whether the virus has abated and whether she feels safe. “We were so excited about this trip, but it’s not worth the risk for me if it hasn’t,” she says.

To protect themselves, Clark says everything he booked is refundable up to 14 days out. “And it’s not just that we can change the date on the travel: I booked everything fully refundable,” he says.

Clark recommends that if you do book travel now, consider buying a “cancel for any reason” travel insurance policy, which almost always covers supplier default.

“If the airline or whatever supplier you’re going to use does go bust, your money is protected by the insurance,” he says. “It’s an added cost, but trips are so much cheaper right now to book that it’s really not as big of an expense as it used to be to insure a trip.”

Clark says that basic trip insurance has proved to be a big disappointment to some people recently because it doesn’t usually cover pandemics.